Members can receive LTIP benefits for the first 30 months of a Period of Disability (6-month qualifying period plus 24-months on LTIP Benefits), provided they are wholly and continuously disabled by illness or accidental bodily injury which prevents him/her from performing the essential duties of his/her normal occupation.
After the first 30-months of total disability, Total Disability shall mean the employee is unable to perform the essential duties of any occupation for which he/she is reasonably fitted by education, training or experience.
LTIP would cease when the employee is able to return to work, reaches 65 years of age or date of death.

The employer maintains the members and the employer’s pension contributions while a member is approved on LTIP and LTIP Rehab. Effective January 1, 2018 – When a member achieves their Early Unreduced Retirement Date (EURD) and has at least 30 years of pension credit, they have the option to maintain or not maintain their pension contributions or retire.

No.

Yes.

Yes.

Yes, if the employer requests it to assist with return to work and accommodation.

Yes, if the employer provides a Health Information Form (HIF).

Canada Life requires the completed Attending Physicians Statement (provided by OSS) along with detailed medical, including clinical notes, x-rays, MRI, CAT scan, etc.

Ontario Shared Services provides members with the forms required to apply for LTIP.

Members may contact Ontario Shared Services (OSS) at askoss@ontario.ca or at 1-866-979-9300 to request a LTIP package